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Questions and Answers RSS FeedsI am licensed in Maryland, and am considering moving to Delaware. If I get a Delaware license, will my points follow me? - The Division of Motor Vehicles (DMV) for Delaware told us that your record and points from Maryland will follow you to Delaware. We would advise you contacting the DE DMV yourself to discuss the violations you have on your Maryland license and see what points will be assessed ...Feed Source: www.carinsurance.com Does a parent have any liability or financial responsibility for a minor child that causes damages in a traffic accident? - This question is more appropriate for a legal professional. But yes, in most states the parent of a licensed minor child has liability and financial responsibility for the actions of their minor child that is in a traffic accident. In many states in order for a teenager to obtai ... I have an Alabama driver's license that I didn't know was suspended. I was pulled over in Georgia and they charged me for driving with a suspended license. What is the penalty for that? - It would appear that your home state of Alabama suspended your driver's license which then makes your license suspended in all states. In Georgia the OCGA ( Georgia Code ) states in section 40-5-20 that a driver's license is required. OCGA section 40-5-121 gives information ... How much is a second seat belt fine in Moreno Valley, CA? - Likely you were cited for driving without a seat belt under 27315(d)(e) of the Vehicle Code which states the mandatory use of safety belts is required. Subsection h of this part of the California Vehicle Code states: (h) Any violation of subdivision (d), (e), or (f) is an in ... I am a resident and have auto insurance in Oregon. While bicycle riding I was hit by a hit and run. Does my PIP cover the medical expenses from this accident? - Yes, you should contact your auto insurer to make a claim through either your Personal Injury Protection (PIP) or uninsured motorist bodily injury coverage for the injuries you sustained on your bicycle. As you are aware every motorist in Oregon has on their insurance policy P ... My vehicle was damaged when it struck a home owners large tree that fell in the roadway. Since it was the homeowners tree, can I look to the homeowners liability insurance to pay for damage to my vehicle rather than having a claim made on my auto insurance? - It will likely depend upon the circumstances surrounding how the tree fell if it will be covered by the homeowner's policy or if you should make a claim through your own auto insurance carrier. If the tree fell on your vehicle due to neglect by the homeowner, such as it was a ... Which states share DUI information? - Most states have reciprocal agreements with each other or otherwise have decided to share traffic violation convictions that were received out of state back to the licensing state of the driver who received the citation. This can be for a minor offense such as a speeding ticket ... How are safety devices or systems evaluated such as BTSI the brake transmission shifter interlock system? Would it be evaluated to allow a different vehicle insurance rate for senior drivers compared with vehicles that are not provided with BTSI? - You are referring in your question to a safety device called the brake-shift interlock, which is designed to prevent the car from being put into a forward gear before the driver has his foot on the brake. The way this system works is that a brake by wire system is integrated wit ... How long do points stay on NJ license? I have 2 tickets from 5 years ago still on my abstract. - In New Jersey , the seriousness of motorist traffic violations, and the resulting penalties, are tracked by the Motor Vehicle Commission's point system. If you are convicted of a moving violation, MVC will penalize you by adding points to your driving record. In NJ if you get ... I have a West Virginia drivers license. I received a speeding ticket in Maryland. Will I have points assigned to my West Virginia DL? - West Virginia and Maryland are both members of the Drivers License Compact (DLC). The DLC allows for traffic violations you receive in other states to be reported back to the state in which you are licensed. Your home states laws then dictate whether the out of state moving viol ... I live in Indiana and my daughter just got her license, am obligated to tell my insurance company that she is driving? All my vehicles are insured. - Yes, most all insurance policies require you to inform your insurance provider of all licensed household drivers so you should tell your agent that your daughter has obtained her driver's license. Normally this will mean that she will need to be added to the policy and be rated ... What is the penalty for driving with an expired license in the state of Georgia? - Driving without a valid driver's license is against the law in Georgia , as in every other state in the US. Driving with an expired driver's license is a violation of Code Ann. 68B-201 (a) ( OCGA 40-5-20 (a)). The Official Code of Georgia (OCGA) makes such a violation a misd ... How long does a violation of leaving the scene of an accident damage to property only stay on your driving record in South Carolina? - In South Carolina an accident or moving violation remains on your driving record for 3 years from the incident or date that the ticket was issued. We have however read that a hit and run, or leaving the scene of an accident stays on your SC driving record for at least 5 years .... Do states require drivers to buy liability insurance? - No, not all states require you drivers to buy liability insurance, but a majority of them do. The common question is, How much car insurance do I have to buy? All 50 states have different requirements when it comes to liability auto insurance and minimum insurance requirements ... What does it mean to buyback a vehicle if it has been deemed a total loss after an accident? - In many states if you want to keep you car that an insurance company has declared to be a total loss you can buy it back from the insurance company. In the auto insurance business, a motor vehicle is termed a "total loss" if the either the car cannot be repaired or if the cost ... My husband got a speeding ticket while vacationing in Vermont approx. 6 yrs ago. We were driving our own vehicle (i.e. Quebec plates). We are both Canadians and at this time we were living in Montreal, Quebec. He did not pay the ticket. We now live in Ontario, and have for the past 5 yrs, and we were planning on making a road trip to Boston. My concern is that my husband's name could be on some sort of registry and then when we go through US customs they will either demand payment of the ticket (plus late penalties, etc) or outright arrest him. Could you please let me know what I can do to get this straightened out and if there would be any issues when we go through the border? - The US Customs and Border Protection site gives information on your husband's type of situation. They answer the question "Will I be arrested when I re-enter the U.S. if I have unpaid traffic tickets?" Customs and Border Protection (CBP) consumer center answer is that they st ... Spouse with poor driving record. Can I do a named driver exclusion from auto policy in Tennessee? - Insurance companies? guidelines vary however you should be able to find an insurance company in Tennessee that will allow you to exclude your husband from your auto insurance policy if you wish to. Get a quote with Safeco, Progressive, or Direct General on our site. When purch ... I just moved to Kansas and am now licensed here instead of Oklahoma. Will my Kansas MVR show Oklahoma violations from my past? - We contacted the Kansas Department of Revenue (DOR) to see if your driving record from previous state of Oklahoma will be placed on your Kansas MVR. The representative that responded said that Oklahoma should forward the KS DOR your OK driving record for them to put on your Ka ... I am buying a mobile home in Lake Havasu City, AZ. I want to get an Arizona driver's license. If I was to get a drivers license does my California driving record count or do I get a fresh start? I only have a couple of tickets that are on my record. - We spoke to a representative from the Arizona Motor Vehicles Division of the DOT about your situation. He stated that as long as any tickets you had received in your previous state of California were taken care of then they should not keep you from getting an AZ driver's licen ... I am moving to Arizona from Michigan, will my driving record transfer? Will my car insurance rates be lower or higher? - We spoke to a representative from the Arizona Motor Vehicles Division of the DOT about your situation. He stated that as long as any tickets you had received in your previous state of Michigan were taken care of then they should not keep you from getting an AZ driver's license ... Copyright © 2008, Magic Maldives. All Rights Reserved. |